The second setting is solved (sort of) too. Smart Fan Start Offset (-)
This is the key to the fan ramping up the speed as the CPU heats up. Although the range of 10-127 is quite large, it is very sensitive to finding the sweet spot. For example, a value of 70 has the fan running fast (~1500 RPM on my fan) even at start up. No load or full load has no change for the cpu temp (about 45 degrees) with the fan running that speed. However a value of 60, and the fan never ramps up from the starting rpm. ,,,but 66 (on my machine) is optimal. The fan is on low (500 rpm) until the temp starts approaching 50 degrees, and then the fan slowly increases (often as high as 1200 rpm) to keep the cpu temp below 50-52. Success! It is a slow process to adjust this, but once dialed in, should work well.
Delta T and slope probably relate to how fast it reacts as temps rise. Not sure what change does what, but the settings I have work good now. Problem solved.
I hope this stays on line to help others with this little addressed issue.