Is 195.x.x.10 is the real IP of the server to which you are trying to connect?
I.e. the external IP is 195.x.x.10, but the internal IP is 172.16.10.10, you need to create the tunnels to the 172.16.10.10 and not to the external IP.
The reason it might not work as you have currently setup is because the remote router might be configured to deny access to internal resource accessing another internal resource by way of the external IP. I.e. a packet existing the external interface can not comeback through the same interface intra/inter interface restriction on a cisco router for example.